Renters Insurance
Your landlord's policy covers the building, not your stuff.
Your stuff. Your liability. Your safety net.
Most renters assume their landlord's insurance covers them. It doesn't. Your landlord's policy covers the building — not your laptop, not your couch, not the contents of your closet, and not you if a guest is injured in your unit.
A renters policy fills that gap, usually for $15 to $25 a month.
What a renters policy typically covers:
Personal property — Furniture, electronics, clothing, and belongings, whether they're stolen, damaged, or destroyed by a covered event.
Personal liability — Your legal protection if you accidentally injure someone or damage their property, including incidents inside your unit.
Additional living expenses — Hotel, meals, and other costs if a covered loss makes your unit temporarily unlivable.
Medical payments to others — Minor medical bills if a guest is injured at your place, regardless of fault.
Renters insurance is also one of the easiest ways to lower what you're already paying for auto coverage. Bundling a renters policy with your auto policy often unlocks a multi-policy discount that offsets most — sometimes all — of the renters premium.
Whether you're in a house, apartment, or condo, we'll help you set the right coverage limits and find the policy that fits your budget.